💳 Card Rewards Made Easier
Apple Pay has made using credit card rewards simpler. With iOS 18, you can now pay with points or miles from Discover Cards in the US. The checkout screen shows you how much you can redeem. You can adjust the amount directly during checkout. Apple even displays how much a mile is worth in dollars, making things easier for users. This feature will expand to Synchrony, Fiserv, FIS, and DBS cards soon, with even more card providers joining in later.
📱 Klarna Adds Flexible Payment Options
In the US and UK, Apple Pay users can now choose Klarna to split payments. Whether you're shopping online or using an app, Klarna offers different payment plans. Klarna's integration doesn’t change Apple Pay's ease of use. Payments can be split into manageable chunks without affecting the core Apple Pay experience. For more details on charges, users need to refer to the Klarna app, which breaks down payment timing.
💸 Installment Loans Through Affirm and Monzo
Installment loans, replacing Apple Pay Later, are now available. Affirm handles these loans in the US, while Monzo Flex does in the UK. Users can choose their loan terms and interest rates at checkout. Apple is also expanding this option to other regions, with Australia’s ANZ and Spain’s CaixaBank to join soon. These options give more flexibility when paying for larger purchases through Apple Pay.
🎉 Celebrating 10 Years of Apple Pay
Apple Pay has been around for a decade, and its latest updates aim to keep the service relevant and user-friendly. Adding rewards and new payment methods enhances the experience without sacrificing simplicity. "It’s great to see Apple continuing to innovate payment options while keeping ease of use front and center," a tech analyst shared. With the growing number of card partners and payment options, Apple Pay is still leading the way in mobile payments.
Will these new Apple Pay features change how you pay?
